:root{
  /* Paleta inspirowana Unilink (ciemny granat / fiolet) */
  --bg:#070914;
  --panel:#0f1329;
  --panel2:#0b1024;
  --text:#eef1ff;
  --muted:#b8c0e6;
  --line:rgba(238,241,255,.12);

  /* Akcenty (Unilink-like) */
  --accent:#282454;     /* główny */
  --accent2:#6a5cff;    /* jaśniejszy */
  --accent3:#a6b0ff;    /* delikatny */

  --shadow: 0 18px 45px rgba(0,0,0,.38);
  --radius:18px;
  --container:1120px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:var(--font);
  background: linear-gradient(180deg, #070914 0%, #0b1024 100%);
  color:var(--text);
  line-height:1.5;
}

a{color:inherit;text-decoration:none}
.container{width:min(var(--container), calc(100% - 36px)); margin:0 auto}

.site-header{
  position:sticky; top:0; z-index:50;
  border-bottom:1px solid var(--line);
  background: rgba(7,9,20,.70);
  backdrop-filter: blur(10px);
}
.header-inner{display:flex; align-items:center; gap:14px; padding:14px 0}

.brand{display:flex; align-items:center; gap:12px}
.brand-mark{
  width:44px;height:44px;border-radius:14px;
  display:grid;place-items:center;
  background: linear-gradient(135deg, rgba(40,36,84,.98), rgba(106,92,255,.88));
  color:#eef1ff;
  font-weight:900;
}
.brand-text small{display:block;color:var(--muted);margin-top:2px}

.nav{margin-left:auto; display:flex; align-items:center; gap:10px}
.nav-link{
  padding:10px 12px;
  border-radius:12px;
  color:var(--muted);
}
.nav-link:hover{background:rgba(238,241,255,.06); color:var(--text)}
.nav-link.is-active{color:var(--text); background:rgba(238,241,255,.06)}
.nav-link.button{border:1px solid var(--line)}
.nav-toggle{
  margin-left:auto;
  display:none;
  border:1px solid var(--line);
  background:rgba(238,241,255,.05);
  color:var(--text);
  padding:10px 12px;
  border-radius:12px;
  cursor:pointer;
}

.hero{
  padding:54px 0 54px;
  background: linear-gradient(180deg, #070914 0%, #0b1024 100%);
}
.hero-grid{display:grid; grid-template-columns: 1.1fr .9fr; gap:22px; align-items:stretch}

.badge{
  display:inline-flex; align-items:center; gap:8px;
  padding:8px 12px;
  border:1px solid var(--line);
  border-radius:999px;
  color:var(--muted);
  background: rgba(238,241,255,.04);
  margin:0 0 14px;
}

h1{font-size: clamp(28px, 4vw, 46px); line-height:1.1; margin:0 0 14px}
.lead{color:var(--muted); font-size: 1.05rem; margin:0 0 18px}

.button{
  display:inline-flex; align-items:center; justify-content:center;
  padding:12px 14px;
  border-radius:14px;
  border:1px solid var(--line);
  background: rgba(238,241,255,.05);
  color:var(--text);
  font-weight:600;
  cursor:pointer;
}
.button:hover{transform: translateY(-1px)}
.button.primary{
  border-color: rgba(106,92,255,.55);
  background: linear-gradient(135deg, rgba(106,92,255,.95), rgba(40,36,84,.92));
  color:#eef1ff;
}
.button.ghost{background: transparent}
.cta-row{display:flex; gap:12px; flex-wrap:wrap; margin: 8px 0 18px}

.ticks{padding-left:18px; margin:0; color:var(--muted)}
.ticks li{margin:8px 0}

.hero-card{
  border:1px solid var(--line);
  background: linear-gradient(180deg, rgba(15,19,41,.92), rgba(11,16,36,.92));
  border-radius:var(--radius);
  padding:18px;
  box-shadow: var(--shadow);
}
.hero-card h2{margin:0 0 12px; font-size:1.15rem}
.cards{display:grid; grid-template-columns:1fr 1fr; gap:10px; margin:12px 0}
.card{
  border:1px solid var(--line);
  border-radius:16px;
  padding:14px;
  background: rgba(238,241,255,.04);
}
.card h3{margin:0 0 4px; font-size:1rem}
.card p{margin:0; color:var(--muted); font-size:.95rem}
.card:hover{background: rgba(238,241,255,.06)}

.note{margin-top:12px; border-top:1px solid var(--line); padding-top:12px}
.text-link{color: var(--accent2); font-weight:800}
.text-link:hover{text-decoration:underline}

.section{
  padding:44px 0;
  background: transparent;
}
.section.alt{
  background: transparent;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.section-head{margin-bottom:14px}
.section-head h2{margin:0 0 6px}
.section-head p{margin:8px 0 0; color:var(--muted)}

.steps{display:grid; grid-template-columns: repeat(4, 1fr); gap:12px}
.step{
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:16px;
  background: rgba(238,241,255,.04);
}
.step-num{
  display:none;
}
.step h3{margin:0 0 6px}
.step p{margin:0; color:var(--muted)}

.callout{
  display:flex; align-items:center; justify-content:space-between; gap:16px;
  border:1px solid var(--line);
  background: rgba(238,241,255,.04);
  border-radius:var(--radius);
  padding:18px;
}

.page-hero{padding:34px 0 10px}
.two-col{display:grid; grid-template-columns: 1.1fr .9fr; gap:16px; align-items:start}

.panel{
  border:1px solid var(--line);
  background: rgba(238,241,255,.04);
  border-radius:var(--radius);
  padding:18px;
}
.muted{color:var(--muted)}
.small{font-size:.9rem}
.mt{margin-top:12px}

.ref-grid{display:grid; grid-template-columns: repeat(3, 1fr); gap:12px}
.ref-card{
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:16px;
  background: rgba(238,241,255,.04);
  display:flex; flex-direction:column; gap:10px;
}
.ref-card h3{margin:0}
.ref-card p{margin:0}

.form h2{margin:0 0 12px}
.field{margin:12px 0}
label{display:block; margin-bottom:8px; color:var(--muted); font-weight:600}
input, select, textarea{
  width:100%;
  border-radius:14px;
  border:1px solid var(--line);
  background: rgba(7,9,20,.55);
  color:var(--text);
  padding:12px 12px;
  outline:none;
}
input:focus, select:focus, textarea:focus{border-color: rgba(106,92,255,.55)}
.grid-2{display:grid; grid-template-columns:1fr 1fr; gap:12px}
.checkbox{display:flex; gap:10px; align-items:flex-start}
.checkbox input{width:auto; margin-top:4px}

.site-footer{
  border-top:1px solid var(--line);
  padding:22px 0;
  color:var(--muted);
  background: rgba(7,9,20,.60);
}
.footer-grid{
  display:grid; grid-template-columns: 1fr auto 1fr;
  gap:12px; align-items:start;
}
.footer-links{display:flex; gap:12px; flex-wrap:wrap; justify-content:center}
.footer-links a{color:var(--muted)}
.footer-links a:hover{color:var(--text)}




/* --- Logo rail (bankowy styl) --- */
.logo-rail{
  display:flex;
  align-items:center;
  gap:18px;
  flex-wrap:nowrap;
  overflow-x:auto;
  padding:10px 4px;
  margin: 12px 0 0;
  scrollbar-width: thin;
}
.logo-rail::-webkit-scrollbar{height:8px}
.logo-rail::-webkit-scrollbar-thumb{
  background: rgba(238,241,255,.14);
  border-radius:999px;
}
.logo-rail-item{
  flex:0 0 auto;
  height:44px;
  min-width:150px;
  padding:10px 14px;
  border-radius:999px;
  border:1px solid var(--line);
  background: rgba(238,241,255,.06);
  display:flex;
  align-items:center;
  justify-content:center;
}
.logo-rail-item img{
  max-height:24px;
  max-width:120px;
  width:auto;
  height:auto;
  display:block;
  filter: drop-shadow(0 10px 18px rgba(0,0,0,.22));
}

@media (max-width: 980px){
  .hero-grid, .two-col{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .ref-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr; text-align:center}
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  .nav.is-open{
    display:flex;
    flex-direction:column;
    width:100%;
    padding:12px 0 14px;
  }
  .header-inner{flex-wrap:wrap}
  .nav-link{width:100%; text-align:center}
}
@media (max-width: 540px){
  .steps, .ref-grid, .grid-2{grid-template-columns:1fr}
}


.hero-divider{
  height:1px;
  width:100%;
  background: var(--line);
  opacity:.9;
}

/* --- Logo grids (Towarzystwa w ofercie) --- */

.logo-panel{
  background: rgba(238,241,255,.07);
  border: 1px solid rgba(238,241,255,.14);
  border-radius: 20px;
  padding: 16px;
  box-shadow: 0 22px 60px rgba(0,0,0,.22);
}

.logo-grid{
  display:grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap:14px;
}

.logo-tile{
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(12,16,38,.14);
  border-radius: 16px;
  padding: 14px;
  display:flex;
  align-items:center;
  justify-content:center;
  min-height: 78px;
  box-shadow: 0 18px 40px rgba(0,0,0,.18);
}

.logo-tile img{
  max-height: 34px;
  max-width: 140px;
  width:auto;
  height:auto;
  display:block;
}

@media (max-width: 980px){
  }
@media (max-width: 560px){
  }


.brand{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:4px;
  text-decoration:none;
}
.brand-logo{
  height:68px;
  width:auto;
}
.brand-sub{
  font-size:12px;
  opacity:.7;
  letter-spacing:.5px;
}



/* --- LIGHT UNILINK STYLE (v2) --- */
:root{
  --bg:#ffffff;
  --panel:#ffffff;
  --panel2:#ffffff;
  --text:#121826;          /* główny tekst */
  --muted:#4b5563;         /* tekst pomocniczy */
  --line:rgba(17,24,39,.12);

  --accent:#1f3c88;        /* granat */
  --accent2:#3d5afe;       /* niebieski */
  --accent3:#667eea;       /* delikatny */
  --shadow: 0 14px 34px rgba(17,24,39,.08);
}

body{
  background:
    linear-gradient(180deg, #ffffff 0%, #f4f7ff 70%, #eef3ff 100%) !important;
  color:var(--text) !important;
}

.site-header{
  background:#ffffff !important;
  border-bottom:1px solid var(--line);
  backdrop-filter:saturate(1.1);
}

.hero, .page-hero{
  background: radial-gradient(1200px 700px at 65% 10%, rgba(61,90,254,.10), rgba(255,255,255,0) 55%),
              radial-gradient(900px 600px at 10% 40%, rgba(31,60,136,.10), rgba(255,255,255,0) 55%),
              #ffffff !important;
}

.section{ background:#ffffff !important; }
.section.alt{ background:#f5f7fb !important; }

/* panele / karty */
.panel{
  background:#ffffff !important;
  border:1px solid var(--line);
  box-shadow:var(--shadow);
}

/* teksty */
.muted{ color:var(--muted) !important; }
.lead{ color:rgba(18,24,38,.78) !important; }

/* linki */
a{ color:var(--accent); }
.text-link{ color:var(--accent2) !important; }

/* badge */
.badge{
  background: rgba(61,90,254,.12) !important;
  color: var(--accent) !important;
  border: 1px solid rgba(61,90,254,.20);
}

/* przyciski */
.button.primary{
  background:var(--accent) !important;
  color:#fff !important;
}
.button{
  border-color: rgba(31,60,136,.18) !important;
}
.button:not(.primary){
  background:#ffffff !important;
  color:var(--accent) !important;
}

/* prawa kolumna w hero - zostaje ciemna, ale poprawiamy kontrast */
.hero-card{
  background: linear-gradient(180deg, #0b1024 0%, #0f1329 100%) !important;
  color:#eef1ff !important;
}
.hero-card .muted{ color: rgba(238,241,255,.78) !important; }
.hero-card a{ color:#a6b0ff !important; }

/* stopka */
footer, .site-footer{
  background:#f5f7fb !important;
  border-top:1px solid var(--line);
}


.hero, .page-hero{
  background: transparent !important;
}
.section.alt{
  background: rgba(31,60,136,.04) !important;
}



/* --- LIGHT STYLE v4 (widoczne sekcje) --- */

body{
  background:
    linear-gradient(135deg, #eef2ff 0%, #f8fbff 40%, #eef4ff 100%) !important;
  color: var(--text) !important;
}

/* wyraźne sekcje */
.section{
  background:#ffffff !important;
  border-top:1px solid rgba(31,60,136,.08);
  border-bottom:1px solid rgba(31,60,136,.08);
}

.section.alt{
  background:#f1f5ff !important;
}

/* hero wyraźny */
.hero, .page-hero{
  background:
    linear-gradient(135deg, #e6edff 0%, #ffffff 60%) !important;
  border-bottom:1px solid rgba(31,60,136,.12);
}

/* panele mocniej odcinające się */
.panel{
  background:#ffffff !important;
  border:1px solid rgba(31,60,136,.14);
  box-shadow:0 12px 28px rgba(31,60,136,.08);
}

/* stopka */
footer, .site-footer{
  background:#e9efff !important;
}


/* --- GRANATOWE BELKI (header + footer) --- */

.site-header{
  background:#0f1b3d !important;
  border-bottom:1px solid rgba(255,255,255,.08);
}

.site-header .nav-link{
  color:#ffffff !important;
}

.site-header .nav-link.button{
  background:#3d5afe !important;
  color:#ffffff !important;
}

.site-header .brand-sub{
  color:rgba(255,255,255,.75) !important;
}

footer, .site-footer{
  background:#0f1b3d !important;
  color:#eef2ff !important;
  border-top:1px solid rgba(255,255,255,.08);
}

footer a, .site-footer a{
  color:#c7d2ff !important;
}

footer a:hover{
  color:#ffffff !important;
}



/* --- UNILINK-INSPIRED PALETTE (v6) ---
   (odcienie inspirowane unilink.pl: granat + czysty niebieski + miękkie tła)
*/
:root{
  --accent:#1f3c88;        /* granat */
  --accent2:#1d4ed8;       /* niebieski CTA */
  --accent3:#3d5afe;       /* jasny niebieski */
  --text:#121826;
  --muted:#4b5563;
  --line:rgba(15,27,61,0.15);
}

/* tło strony i sekcje */
body{
  background: linear-gradient(135deg, #eef2ff 0%, #f8fbff 40%, #eef4ff 100%) !important;
}
.section{ background:#ffffff !important; }
.section.alt{ background:#eef3ff !important; }

/* hero delikatnie "brandowy" */
.hero, .page-hero{
  background:
    radial-gradient(1000px 600px at 70% 15%, rgba(29,78,216,0.15), rgba(255,255,255,0) 58%),
    radial-gradient(900px 600px at 10% 35%, rgba(31,60,136,0.12), rgba(255,255,255,0) 60%),
    #ffffff !important;
  border-bottom: 1px solid var(--line);
}

/* panele */
.panel{
  border:1px solid rgba(15,27,61,0.18) !important;
  box-shadow:0 14px 34px rgba(15,27,61,0.1) !important;
}

/* badge */
.badge{
  background: rgba(29,78,216,0.15) !important;
  border: 1px solid rgba(29,78,216,0.28) !important;
  color: var(--accent) !important;
}

/* linki / CTA */
a{ color: var(--accent2); }
a:hover{ color: var(--accent); }
.button.primary{
  background: var(--accent2) !important;
  color:#fff !important;
}
.nav-link.button{
  background: var(--accent2) !important;
  color:#fff !important;
}

/* belki (header/footer) - granat jak na unilink.pl */
.site-header{
  background:#0f1b3d !important;
}
.site-header .nav-link{ color:#fff !important; }
.site-header .nav-link.is-active{
  color:#fff !important;
  position:relative;
}
.site-header .nav-link.is-active::after{
  content:"";
  position:absolute;
  left:0; right:0; bottom:-10px;
  height:2px;
  background: rgba(61,90,254,1);
  border-radius:2px;
}
.site-header .brand-sub{ color: rgba(255,255,255,0.94) !important; }

footer, .site-footer{
  background:#0f1b3d !important;
  color:#eef2ff !important;
}
footer a, .site-footer a{ color:#c7d2ff !important; }
footer a:hover, .site-footer a:hover{ color:#ffffff !important; }

/* logo rail / kafelki - neutralne pod jasny layout */
.logo-panel{ background:#ffffff !important; }
.logo-tile{ border:1px solid rgba(15,27,61,0.15) !important; }

/* High contrast logo for dark header */
.brand{
  display:flex;
  align-items:center;
  gap:16px;
}
.brand-logo{
  height:60px;
  width:auto;
}

/* --- HEADER LAYOUT FIX (v12) --- */
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
}
.header-inner .brand{
  display:flex;
  align-items:center;
  gap:14px;
  flex:0 0 auto;
}
.header-inner .nav{
  margin-left:auto;
}
@media (max-width: 980px){
  .header-inner{ justify-content:space-between; }
  .header-inner .nav{ margin-left:0; }
}

/* Logo visibility fixes v15 */
.logo-grid{ gap: 14px; }
.logo-card{
  background: rgba(255,255,255,0.92) !important;
  border: 1px solid rgba(11,31,84,0.12) !important;
}
.logo-card img{
  max-height: 56px;
  width: auto;
  height: auto;
  object-fit: contain;
}

/* v16: euroins crop + cleanup */
.logo-card img{ max-height: 56px; max-width: 240px; }



/* --- v21: LOGO FLOW (lewo->prawo, zawijanie, jak na bankowych stronach) --- */
.logo-grid{
  display:flex !important;
  flex-wrap:wrap !important;
  gap: 14px 26px !important;
  align-items:center !important;
  justify-content:flex-start !important;
}

.logo-card{
  flex: 0 0 auto !important;
  width: auto !important;
  background: transparent !important;
  border: none !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  padding: 0 !important;
  margin: 0 !important;
  display:flex !important;
  align-items:center !important;
  justify-content:center !important;
}

.logo-card img{
  display:block !important;
  max-height: 38px !important;
  max-width: 160px !important;
  width:auto !important;
  height:auto !important;
  object-fit:contain !important;
}

/* trochę większe na desktopie */
@media (min-width: 1100px){
  .logo-card img{ max-height: 42px !important; max-width: 175px !important; }
}

/* telefon */
@media (max-width: 520px){
  .logo-grid{ gap: 12px 18px !important; }
  .logo-card img{ max-height: 34px !important; max-width: 145px !important; }
}

/* v21: mniejsze odstępy na stronie towarzystw */
.page-towarzystwa .section{ padding-top: 38px !important; padding-bottom: 38px !important; }



/* --- v22: LOGO "CHMURKI" (małe pill/bubble) --- */
.logo-grid{
  display:flex !important;
  flex-wrap:wrap !important;
  gap: 14px 16px !important;
  align-items:center !important;
  justify-content:flex-start !important;
}

/* mała chmurka/pill */
.logo-card{
  flex: 0 0 auto !important;
  width: auto !important;
  background: rgba(255,255,255,0.96) !important;
  border: 1px solid rgba(15,27,61,0.10) !important;
  border-radius: 999px !important;
  box-shadow: 0 10px 24px rgba(15,27,61,0.08) !important;
  padding: 10px 16px !important;
  margin: 0 !important;
  display:inline-flex !important;
  align-items:center !important;
  justify-content:center !important;
  height: 56px !important;
}

/* logo w środku chmurki */
.logo-card img{
  display:block !important;
  max-height: 30px !important;
  max-width: 150px !important;
  width:auto !important;
  height:auto !important;
  object-fit:contain !important;
}

/* desktop */
@media (min-width: 1100px){
  .logo-card{ height: 60px !important; padding: 10px 18px !important; }
  .logo-card img{ max-height: 32px !important; max-width: 165px !important; }
}

/* mobile */
@media (max-width: 520px){
  .logo-grid{ gap: 12px 12px !important; }
  .logo-card{ height: 54px !important; padding: 9px 14px !important; }
  .logo-card img{ max-height: 28px !important; max-width: 140px !important; }
}



/* --- v5.4: Równe rozmiary logotypów --- */
.logo-grid{
  display:grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap:14px;
}
.logo-tile{
  min-height: 86px;
  padding: 14px 16px;
}
.logo-tile img{
  height: 42px;
  max-height: 42px;
  width: auto;
  max-width: 170px;
  object-fit: contain;
  display:block;
}
@media (max-width: 980px){
  .logo-grid{ grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 560px){
  .logo-grid{ grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .logo-tile img{ height: 38px; max-height:38px; max-width:150px; }
}



/* --- v5.5: Opticzne wyrównanie rozmiarów (skalowanie wybranych logo) --- */
/* bazowe wymiary trochę mniejsze, żeby "Warta/Link4" nie dominowały */
.logo-tile img{
  height: 38px !important;
  max-height: 38px !important;
  max-width: 150px !important;
}

/* lekko zmniejsz długie/masywne wordmarki */
.logo-tile img[alt="Warta"],
.logo-tile img[alt="LINK4"],
.logo-tile img[alt="Signal Iduna"],
.logo-tile img[alt="Ominimo"],
.logo-tile img[alt="Prévoir"],
.logo-tile img[alt="Europa Ubezpieczenia"]{
  transform: scale(0.90);
  transform-origin: center;
}

/* lekko powiększ małe, "okrągłe" / ikonowe */
.logo-tile img[alt="PZU"],
.logo-tile img[alt="TUW"],
.logo-tile img[alt="TUZ"],
.logo-tile img[alt="UNIQA"]{
  transform: scale(1.08);
  transform-origin: center;
}

/* dodatkowo: bardzo szerokie loga niech nie rozpychają wizualnie */
.logo-tile img[alt="Warta"]{ max-width: 140px !important; }
.logo-tile img[alt="LINK4"]{ max-width: 140px !important; }

/* Towarzystwa: jedna grafika z 24 logotypami (3 kolumny x 8 wierszy) */
.tu-logos{
  width: 100%;
  height: auto;
  display: block;
  border-radius: 18px;
  background: #f5f7fc;
}

/* --- Towarzystwa: chmurki z logotypami (6 w rzędzie) --- */
.tu-cloud-grid{
  display:grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 14px;
  margin-top: 14px;
  align-items: center;
}
.tu-cloud{
  background: rgba(255,255,255,0.96);
  border: 1px solid rgba(15,27,61,0.14);
  border-radius: 999px;
  padding: 10px 14px;
  height: 68px;
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow: 0 10px 24px rgba(15,27,61,0.10);
}
.tu-cloud img{
  max-height: 30px;
  max-width: 140px;
  width:auto;
  height:auto;
  object-fit: contain;
  display:block;
}

/* responsywność */
@media (max-width: 980px){
  .tu-cloud-grid{ grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 560px){
  .tu-cloud-grid{ grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .tu-cloud{ height: 62px; }
  .tu-cloud img{ max-height: 28px; max-width: 130px; }
}

/* --- Linki: CTA dopasowane do kolorystyki strony --- */
.page-linki .button.primary.buy-cta{
  border-color: rgba(15,27,61,0.22) !important;
  background: linear-gradient(135deg, var(--accent2), var(--accent)) !important;
  color: #ffffff !important;
  box-shadow: 0 12px 28px rgba(15,27,61,0.14) !important;
}
.page-linki .button.primary.buy-cta:hover{
  transform: translateY(-1px);
  filter: brightness(0.97);
}

/* --- Placeholder widoczny w formularzu --- */
input::placeholder,
textarea::placeholder{
  color: rgba(255,255,255,.78);
  opacity: 1;
}

/* --- MOBILE HEADER TWEAK: menu obok logo, mniejszy podpis --- */
@media (max-width: 980px){
  .header-inner{
    flex-wrap: nowrap !important;
    align-items: flex-start !important;
    gap: 10px !important;
  }
  .brand{
    flex: 1 1 auto !important;
    max-width: calc(100% - 64px);
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 4px !important;
  }
  .brand-logo{
    height: 48px !important;
    width: auto !important;
  }
  .brand-sub{
    font-size: 12px !important;
    line-height: 1.2 !important;
    opacity: .78 !important;
    margin-top: 0 !important;
  }
  .nav-toggle{
    display: inline-flex !important;
    margin-left: auto !important;
    margin-top: 2px !important;
    width: 48px !important;
    height: 48px !important;
    align-items: center !important;
    justify-content: center !important;
    border-radius: 16px !important;
    border: 1px solid rgba(255,255,255,.18) !important;
    background: rgba(255,255,255,.08) !important;
    color: #ffffff !important;
  }
}



/* ===============================
   PZU-LIKE LIGHT THEME (vPZU)
   =============================== */

/* Paleta inspirowana pzu.pl: biel + mocny niebieski CTA */
:root{
  --bg:#ffffff;
  --panel:#ffffff;
  --panel2:#ffffff;
  --text:#111827;
  --muted:#4B5563;
  --line:rgba(17,24,39,.12);

  --accent:#004F8A;   /* dark blue */
  --accent2:#0068B1;  /* primary CTA */
  --accent3:#E8F2FB;  /* soft background */

  --shadow: 0 10px 24px rgba(17,24,39,.08);
}

body{
  background: linear-gradient(180deg,#ffffff 0%, #F5F7FA 100%) !important;
  color: var(--text) !important;
}

/* Header: biała belka, czytelne menu na mobile */
.site-header{
  background:#ffffff !important;
  border-bottom: 1px solid var(--line) !important;
  backdrop-filter: saturate(1.1) blur(10px);
}
.site-header .brand-sub{
  color: rgba(17,24,39,.55) !important;
  font-weight: 600;
}
.site-header .nav-link{
  color: rgba(17,24,39,.82) !important;
}
.site-header .nav-link:hover{
  background: rgba(0,104,177,.08) !important;
  color: var(--text) !important;
}
.site-header .nav-link.is-active{
  background: rgba(0,104,177,.10) !important;
  color: var(--text) !important;
}
.site-header .nav-link.button{
  background: var(--accent2) !important;
  border-color: rgba(0,104,177,.25) !important;
  color:#fff !important;
}
.nav-toggle{
  border-color: rgba(17,24,39,.18) !important;
  background: rgba(17,24,39,.04) !important;
  color: rgba(17,24,39,.92) !important;
}

/* Hero + sekcje */
.hero, .page-hero{
  background:
    radial-gradient(1200px 600px at 70% 15%, rgba(0,104,177,.12), rgba(255,255,255,0) 60%),
    radial-gradient(900px 540px at 10% 35%, rgba(0,79,138,.10), rgba(255,255,255,0) 60%),
    #ffffff !important;
  border-bottom: 1px solid var(--line);
}
.section{ background:#ffffff !important; }
.section.alt{ background:#F5F7FA !important; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }

/* Karty/panele - czysto i "instytucjonalnie" */
.panel, .hero-card, .callout, .step, .card, .ref-card{
  background:#ffffff !important;
  border:1px solid var(--line) !important;
  box-shadow: var(--shadow) !important;
}
.card p, .step p, .ref-card p{ color: var(--muted) !important; }
.lead{ color: rgba(17,24,39,.72) !important; }
.muted{ color: var(--muted) !important; }

/* Przyciski */
.button{
  border-color: rgba(0,104,177,.22) !important;
  background:#ffffff !important;
  color: var(--accent) !important;
}
.button.primary{
  background: var(--accent2) !important;
  border-color: rgba(0,104,177,.30) !important;
  color:#fff !important;
  box-shadow: 0 10px 24px rgba(0,104,177,.18) !important;
}
.button.primary:hover{ filter: brightness(.97); }
.text-link{ color: var(--accent2) !important; }

/* Formularz */
input, select, textarea{
  background:#ffffff !important;
  color: var(--text) !important;
  border:1px solid rgba(17,24,39,.14) !important;
}
input:focus, select:focus, textarea:focus{
  border-color: rgba(0,104,177,.55) !important;
  box-shadow: 0 0 0 3px rgba(0,104,177,.16) !important;
}
input::placeholder, textarea::placeholder{
  color: rgba(75,85,99,.72) !important; /* czytelne na bieli */
  opacity: 1 !important;
}

/* Chmurki TU */
.tu-cloud{
  background:#ffffff !important;
  border:1px solid rgba(17,24,39,.12) !important;
  box-shadow: 0 10px 20px rgba(17,24,39,.08) !important;
}

/* Stopka */
.site-footer{
  background:#ffffff !important;
  border-top:1px solid var(--line) !important;
  color: rgba(17,24,39,.70) !important;
}
.site-footer a{ color: rgba(17,24,39,.70) !important; }
.site-footer a:hover{ color: var(--accent2) !important; }



/* ===============================
   vPZU-contrast: wzmocniony kontrast tekstów
   =============================== */
:root{
  --text:#0B1220;   /* mocniejszy */
  --muted:#374151;  /* wyraźniejszy */
}

/* Zwiększ czytelność w kafelkach na start */
.card h3, .step h3, .panel h2, .hero-card h2{ color: var(--text) !important; }
.card p, .step p, .panel p, .lead{ color: var(--muted) !important; }

/* Linki i drobne teksty */
.text-link{ color: var(--accent2) !important; font-weight:800; }
.badge{ color: var(--accent) !important; }

/* Wymuś kontrast na prawym panelu hero */
.hero-card{
  background:#ffffff !important;
}
.hero-card .muted, .hero-card p{ color: var(--muted) !important; }
.hero-card a{ color: var(--accent2) !important; }



/* vPZU: wyróżnienie kafelków "Najczęstsze potrzeby klientów" */
.hero-card .card{
  border-color: rgba(0,104,177,.35) !important;
  background: linear-gradient(180deg, rgba(0,104,177,.10), rgba(0,104,177,.06)) !important;
}
.hero-card .card h3{
  color: var(--accent2) !important;
}
.hero-card .card p{
  color: rgba(17,24,39,.88) !important;
}

/* Unilink: logo + link (O nas / Kontakt) */
.unilink-inline{
  display:flex;
  align-items:center;
  justify-content:flex-start;
  gap:12px;
  margin-top:10px;
}
.unilink-link{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:10px 12px;
  border-radius: 14px;
  border: 1px solid rgba(17,24,39,.12);
  background: rgba(255,255,255,.90);
  color: rgba(17,24,39,.82);
  text-decoration:none;
  font-weight:700;
}
.unilink-link:hover{ background: rgba(232,242,251,1); }
.unilink-logo{
  height:20px;
  width:auto;
  display:block;
}
@media (max-width: 720px){
  .unilink-link{ width:100%; justify-content:center; }
}

}


/* --- Unilink logo PNG (fix rendering) --- */
.unilink-logo{
  height: 22px;
  width: auto;
  display: block;
}
.unilink-logo-big{
  height: 40px;
  width: auto;
  display:block;
}
@media (max-width: 980px){
  }

/* Prosty link tekstowy do Unilink (zamiast małej "pigułki") */
.unilink-url{
  display:inline-block;
  margin-top: 8px;
  color: var(--accent2);
  font-weight: 800;
  text-decoration: none;
}
.unilink-url:hover{ text-decoration: underline; }

.page-hero .container{ position: relative; }

/* Layering: watermark behind content */
.page-hero .container > *:not(.unilink-watermark){
  position: relative;
  z-index: 1;
}



/* nie ucina znaku */
}
/* treść zawsze nad watermarkiem */
@media (max-width: 980px){
  }

/* ===============================
   Unilink logo w panelu (O nas) - zamiast watermarku
   =============================== */
.partner-panel{
  position: relative;
  overflow: hidden;
}
.unilink-panel-mark{
  position: absolute;
  right: 18px;
  top: 18px;
  width: min(280px, 38%);
  max-height: 78px;
  height: auto;
  object-fit: contain;
  opacity: .98;
}
@media (max-width: 980px){
  .unilink-panel-mark{
    position: static;
    display: block;
    width: 220px;
    max-height: 64px;
    margin: 10px 0 6px;
  }
}



/* ===============================
   vFooter-compact: uporządkowanie i zmniejszenie stopki
   =============================== */
.site-footer{
  padding: 14px 0 !important;
}
.footer-grid{
  grid-template-columns: 1fr auto !important;
  gap: 8px 16px !important;
  align-items: center !important;
}
.footer-links{
  justify-content: flex-end !important;
  gap: 10px !important;
}
.site-footer .small{
  margin-top: 6px !important;
  line-height: 1.35 !important;
}
.site-footer .muted{
  color: rgba(17,24,39,.72) !important;
}
@media (max-width: 980px){
  .footer-grid{
    grid-template-columns: 1fr !important;
    text-align: left !important;
  }
  .footer-links{
    justify-content: flex-start !important;
    margin-top: 6px !important;
  }
}



/* ===============================
   vMobileHeaderFix: spójne menu + lepsza czytelność logo na iOS
   =============================== */
.site-header{
  /* iOS potrafi "wypłukiwać" kolory przy backdrop-filter na sticky header */
  -webkit-backdrop-filter: none !important;
  backdrop-filter: none !important;
}
.site-header .brand-logo{
  filter: none !important;
  opacity: 1 !important;
}

/* Mobile dropdown menu - pełna szerokość pod belką */
@media (max-width: 980px){
  .site-header{ position: sticky; }
  .header-inner{
    position: relative;
    align-items: flex-start !important;
    padding: 12px 0 !important;
  }
  .brand{
    max-width: calc(100% - 64px);
  }
  .nav-toggle{
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    border-radius: 16px;
    margin-left: 0 !important;
  }
  .nav{
    display: none !important;
    margin-left: 0 !important;
  }
  .nav.is-open{
    display: flex !important;
    flex-direction: column;
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    right: 0;
    width: 100%;
    padding: 10px;
    gap: 8px;
    background: #ffffff;
    border: 1px solid rgba(15,23,42,.12);
    border-radius: 18px;
    box-shadow: 0 18px 40px rgba(15,23,42,.12);
  }
  .nav-link{
    width: 100% !important;
    text-align: left !important;
    padding: 12px 14px !important;
    border-radius: 14px !important;
    background: rgba(0,104,177,.06) !important;
    color: rgba(17,24,39,.90) !important;
  }
  .nav-link.is-active{
    background: rgba(0,104,177,.12) !important;
  }
  .nav-link.button{
    text-align: center !important;
    background: var(--accent2) !important;
    color: #fff !important;
  }
}



/* ===============================
   v17.1: stopka - usunięcie pustych odstępów
   =============================== */
.site-footer .brand-sub{ margin-top: 2px !important; }
.site-footer p{ margin: 6px 0 !important; }
.site-footer .footer-grid{ row-gap: 6px !important; }
.site-footer .footer-grid > div{ margin: 0 !important; }



/* ===============================
   v20: MOBILE - menu zawsze widoczne (bez hamburgera)
   =============================== */
@media (max-width: 980px){
  /* chowamy hamburger */
  .nav-toggle{ display:none !important; }

  /* header w układzie "brand + kafelki menu pod spodem" */
  .header-inner{
    flex-wrap: wrap !important;
    align-items: flex-start !important;
    gap: 10px 14px !important;
    padding: 12px 0 !important;
  }
  .brand{
    width: 100% !important;
    max-width: 100% !important;
  }

  /* menu zawsze widoczne jako kafelki */
  .nav{
    display: grid !important;
    width: 100% !important;
    margin-left: 0 !important;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px 10px;
    padding: 6px 0 2px;
  }
  .nav.is-open{ /* na wszelki wypadek - bez overlay */
    position: static !important;
    top: auto !important;
    left: auto !important;
    right: auto !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
    padding: 6px 0 2px !important;
  }

  .nav-link{
    width: 100% !important;
    text-align: center !important;
    padding: 12px 12px !important;
    border-radius: 16px !important;
    background: rgba(0,104,177,.08) !important;
    color: rgba(17,24,39,.92) !important;
    border: 1px solid rgba(15,23,42,.10);
  }
  .nav-link.is-active{
    background: rgba(0,104,177,.14) !important;
    border-color: rgba(0,104,177,.20) !important;
  }

  /* Kontakt jako mocny CTA na pełną szerokość */
  .nav-link.button{
    grid-column: 1 / -1;
    background: var(--accent2) !important;
    color: #fff !important;
    border-color: rgba(0,104,177,.18) !important;
  }
}



/* ===============================
   v21: MOBILE - powrót do hamburgera (czytelny, w kolorze MP)
   Nadpisuje v20 (menu zawsze widoczne)
   =============================== */
@media (max-width: 980px){
  /* pokaż hamburger */
  .nav-toggle{
    display:inline-flex !important;
    align-items:center;
    justify-content:center;
    width:52px;
    height:52px;
    border-radius:16px;
    background: var(--accent2) !important; /* kolor MP / PZU-blue */
    color:#ffffff !important;
    border:1px solid rgba(0,104,177,.25) !important;
    box-shadow: 0 10px 22px rgba(0,104,177,.18);
  }

  /* menu ukryte domyślnie */
  .nav{
    display:none !important;
    width:100% !important;
    margin-left:0 !important;
  }

  /* po otwarciu: dropdown pod belką */
  .nav.is-open{
    display:flex !important;
    flex-direction:column !important;
    position:absolute !important;
    top: calc(100% + 10px) !important;
    left: 0 !important;
    right: 0 !important;
    width:100% !important;
    padding: 10px !important;
    gap: 8px !important;
    background: #ffffff !important;
    border: 1px solid rgba(15,23,42,.12) !important;
    border-radius: 18px !important;
    box-shadow: 0 18px 40px rgba(15,23,42,.12) !important;
    z-index: 60 !important;
  }

  .nav-link{
    width:100% !important;
    text-align:left !important;
    padding:12px 14px !important;
    border-radius:14px !important;
    background: rgba(0,104,177,.06) !important;
    color: rgba(17,24,39,.92) !important;
    border: 1px solid rgba(15,23,42,.10) !important;
  }
  .nav-link.is-active{
    background: rgba(0,104,177,.12) !important;
    border-color: rgba(0,104,177,.20) !important;
  }
  .nav-link.button{
    text-align:center !important;
    background: var(--accent2) !important;
    color:#fff !important;
    border-color: rgba(0,104,177,.18) !important;
  }

  /* header layout */
  .header-inner{
    position:relative !important;
    flex-wrap:wrap !important;
    align-items:flex-start !important;
    justify-content:space-between !important;
    gap:10px 14px !important;
    padding:12px 0 !important;
  }
  .brand{
    max-width: calc(100% - 64px) !important;
  }
}



/* ===============================
   v22: MOBILE - przycisk "Menu" zamiast ikonki + brak niebieskiej kreski
   =============================== */
@media (max-width: 980px){
  .nav-toggle{
    width:auto !important;
    min-width: 92px !important;
    height: 44px !important;
    padding: 0 16px !important;
    border-radius: 999px !important;
    font-weight: 800 !important;
    letter-spacing: .2px !important;
  }

  /* wyłączamy desktopową kreskę aktywnej zakładki */
  .site-header .nav-link.is-active::after{
    display:none !important;
    content:none !important;
  }

  /* zaznaczenie aktywnej pozycji w menu - ciemniejsze tło */
  .nav.is-open .nav-link.is-active{
    background: rgba(0,104,177,.18) !important;
    border-color: rgba(0,104,177,.28) !important;
    color: rgba(17,24,39,.95) !important;
  }
}


/* ===============================
   v23: HEADER - brand-wrap (logo + podpis) żeby MENU było po prawej na telefonie
   =============================== */
.brand-wrap{
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  gap:6px;
}
.brand{
  display:inline-flex;
  align-items:center;
  gap:12px;
  text-decoration:none;
}
.brand-sub{
  font-size:12px;
  opacity:.7;
  letter-spacing:.2px;
}
@media (max-width: 980px){
  .header-inner{
    align-items:flex-start !important;
  }
  .brand-wrap{
    flex:1 1 auto;
    min-width: 0;
    padding-right: 10px;
  }
  .nav-toggle{
    margin-left:auto !important;
    margin-top: 2px !important;
  }
}

/* =========================== */
/*  v24: Ubezpieczenia + Kredyt/Leasing pages */
/* =========================== */

.insurance-grid{
  display:grid;
  gap:18px;
  grid-template-columns:repeat(2, minmax(0,1fr));
}
@media (max-width: 860px){
  .insurance-grid{ grid-template-columns:1fr; }
}

.insurance-card{
  background: var(--card-bg);
  border: 1px solid var(--line);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
  display:flex;
  flex-direction:column;
}

.insurance-img{
  width:100%;
  height: 190px;
  object-fit: cover;
  display:block;
}


/* Dla grafik, których nie chcemy przycinać (np. mockupy/ikonki) */
.insurance-img.is-contain{
  object-fit: contain;
  background:#ffffff;
}

.insurance-body{
  padding: 16px 16px 18px;
}

.insurance-body h3{
  margin: 0 0 6px;
}

.text-link{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-weight:700;
  color: var(--brand);
  text-decoration:none;
  margin-top: 6px;
}
.text-link:hover{ text-decoration:underline; }

.fin-grid{
  display:grid;
  gap:18px;
  grid-template-columns:repeat(2, minmax(0,1fr));
}
@media (max-width: 980px){
  .fin-grid{ grid-template-columns:1fr; }
}

.fin-card{
  background: var(--card-bg);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: var(--shadow-soft);
}

.fin-logos{
  display:flex;
  align-items:center;
  gap:16px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}
.fin-logos img{
  height: 40px;
  width: auto;
  max-width: 220px;
  object-fit: contain;
}

.ticks{
  list-style:none;
  padding:0;
  margin: 12px 0 16px;
}
.ticks li{
  position:relative;
  padding-left: 26px;
  margin: 8px 0;
}
.ticks li::before{
  content:"\2713";
  position:absolute;
  left:0;
  top:0;
  color: var(--brand);
  font-weight:900;
}


/* v27: poprawka grafik NNW / utrata dochodu oraz znacznika listy na Kredyt/Leasing */
.insurance-card .insurance-img{
  width:100%;
  height:220px;
  object-fit:cover;
  object-position:center;
  background:#f5f9fd;
}
.ticks li::before{
  content:"\2713" !important;
}
@media (max-width: 860px){
  .insurance-card .insurance-img{ height:200px; }
}

/* v29: zdjęcia Freepik dopasowane do kafelków Ubezpieczenia */
.insurance-img-nnw{
  object-position:center center;
  background:#eef6fb;
}
.insurance-img-income{
  object-position:center center;
  background:#f7f9fb;
}


/* ===============================
   v32: przypomnienie o koncu polisy
   =============================== */
.renewal-section{
  padding: 30px 0 !important;
  background: linear-gradient(180deg, #ffffff 0%, #f4f8fc 100%) !important;
}
.renewal-mini-section{
  padding: 24px 0 !important;
  background:#ffffff !important;
}
.renewal-callout{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  border:1px solid rgba(0,104,177,.20);
  border-left:6px solid var(--accent2);
  background: linear-gradient(135deg, rgba(232,242,251,.98), #ffffff 68%);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 14px 34px rgba(0,104,177,.10);
}
.renewal-callout.compact{
  padding: 18px 20px;
  background: #f7fbff;
}
.renewal-icon{
  flex:0 0 auto;
  width:62px;
  height:62px;
  border-radius:18px;
  display:grid;
  place-items:center;
  background: var(--accent2);
  color:#ffffff;
  font-weight:900;
  font-size:1.15rem;
  box-shadow:0 12px 24px rgba(0,104,177,.18);
}
.renewal-content{ flex:1 1 auto; }
.renewal-content h2{
  margin:0 0 8px;
  font-size: clamp(22px, 2.4vw, 30px);
  color: var(--text);
}
.renewal-content p{
  margin:0;
  color: var(--muted);
  max-width: 760px;
}
.renewal-badge{
  margin-bottom:10px !important;
  background:#ffffff !important;
}
.form-note{
  margin: 0 0 14px;
  padding: 12px 14px;
  border-radius: 16px;
  border: 1px solid rgba(0,104,177,.20);
  background: rgba(232,242,251,.72);
}
.form-note strong{
  display:block;
  color: var(--accent);
  margin-bottom:4px;
}
.form-note span{
  display:block;
  color: var(--muted);
  font-size:.95rem;
}
.policy-help{
  margin-top:-4px !important;
  margin-bottom:12px !important;
}
.reminder-panel{
  border-left:6px solid var(--accent2) !important;
  background: linear-gradient(180deg, #ffffff, #f7fbff) !important;
}
.reminder-panel h3{
  margin-top:0;
}
@media (max-width: 760px){
  .renewal-callout,
  .renewal-callout.compact{
    flex-direction:column;
    align-items:flex-start;
  }
  .renewal-callout .button{
    width:100%;
  }
  .renewal-icon{
    width:54px;
    height:54px;
  }
}

/* ===============================
   v36: równe kafelki potrzeb klientów na stronie Start
   =============================== */
.hero-card .cards{
  display:grid !important;
  grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
  gap:12px !important;
  align-items:stretch !important;
}
.hero-card .card{
  min-height: 118px !important;
  height: 100% !important;
  display:flex !important;
  flex-direction:column !important;
  justify-content:center !important;
  padding:18px 16px !important;
}
.hero-card .card h3{
  margin:0 0 8px !important;
  line-height:1.2 !important;
}
.hero-card .card p{
  margin:0 !important;
  line-height:1.35 !important;
}
@media (max-width: 560px){
  .hero-card .cards{
    grid-template-columns: 1fr !important;
  }
  .hero-card .card{
    min-height: auto !important;
    padding:16px !important;
  }
}

/* ===============================
   v37: zmniejszone kafelki potrzeb klientów na stronie Start
   =============================== */
.hero-card{
  padding:16px !important;
}
.hero-card h2{
  margin-bottom:10px !important;
}
.hero-card .cards{
  gap:10px !important;
  margin:10px 0 0 !important;
}
.hero-card .card{
  min-height:82px !important;
  padding:12px 14px !important;
  justify-content:center !important;
}
.hero-card .card h3{
  margin:0 0 6px !important;
  font-size:1rem !important;
  line-height:1.15 !important;
}
.hero-card .card p{
  font-size:.94rem !important;
  line-height:1.25 !important;
}
@media (max-width: 560px){
  .hero-card .card{
    min-height:auto !important;
    padding:14px 16px !important;
  }
}


/* v38 - widoczny akcent doświadczenia, Krakowa i obsługi zdalnej w sekcji O nas */
.about-highlight{
  margin: 18px 0 16px;
  padding: 22px;
  border: 1px solid rgba(0,104,177,.22);
  border-left: 7px solid var(--accent2);
  border-radius: 24px;
  background: linear-gradient(135deg, rgba(232,242,251,.98), rgba(255,255,255,.96));
  box-shadow: 0 16px 38px rgba(17,24,39,.08);
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(300px, .92fr);
  gap: 18px;
  align-items: center;
}
.about-highlight-kicker{
  display: inline-flex;
  width: fit-content;
  margin-bottom: 10px;
  padding: 7px 12px;
  border-radius: 999px;
  border: 1px solid rgba(0,104,177,.20);
  background: rgba(255,255,255,.72);
  color: var(--accent2);
  font-weight: 800;
  font-size: .92rem;
}
.about-highlight h2{
  margin: 0 0 8px;
  font-size: clamp(24px, 2.8vw, 38px);
  line-height: 1.12;
  letter-spacing: -0.03em;
  color: var(--text);
}
.about-highlight p{
  margin: 0;
  max-width: 760px;
  color: var(--muted);
  font-size: 1.04rem;
}
.about-highlight-points{
  display: grid;
  gap: 10px;
}
.about-highlight-points div{
  padding: 13px 14px;
  border: 1px solid rgba(0,104,177,.18);
  border-radius: 17px;
  background: rgba(255,255,255,.78);
}
.about-highlight-points strong{
  display: block;
  color: var(--accent2);
  font-size: 1.05rem;
  margin-bottom: 2px;
}
.about-highlight-points span{
  display: block;
  color: rgba(17,24,39,.78);
}
@media (max-width: 900px){
  .about-highlight{
    grid-template-columns: 1fr;
    padding: 18px;
  }
}
@media (max-width: 560px){
  .about-highlight{
    margin-top: 14px;
    border-left-width: 5px;
    border-radius: 20px;
  }
  .about-highlight-points div{
    padding: 12px;
  }
}


/* v41 - usunięcie zbędnych etykiet nad tytułami i kompaktowe belki tytułowe */
.hero .badge:not(.renewal-badge),
.page-hero > .container > .badge{
  display:none !important;
}
.page-hero{
  padding: 26px 0 24px !important;
}
.page-hero h1{
  margin-top: 0 !important;
  margin-bottom: 12px !important;
}
.page-hero .lead{
  margin-bottom: 0 !important;
}
.hero{
  padding-top: 42px !important;
  padding-bottom: 42px !important;
}
.about-highlight{
  margin-top: 14px !important;
}
.about-highlight h2{
  margin-top: 0 !important;
}
@media (max-width: 720px){
  .page-hero{ padding: 22px 0 22px !important; }
  .hero{ padding-top: 32px !important; padding-bottom: 32px !important; }
}

/* v43 - kontakt: bez powielonego opisu w belce */
.contact-page .page-hero{
  padding: 24px 0 22px !important;
}
.contact-page .page-hero h1{
  margin-bottom: 0 !important;
}


/* --- RODO / Polityka prywatności --- */
.consent-box{
  margin-top:18px;
  padding:16px;
  border:1px solid rgba(0,104,177,.18);
  border-radius:18px;
  background:linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}
.consent-box h3{margin:0 0 10px; color:var(--text)}
.consent-box .field{margin:14px 0}
.consent-box .checkbox label{font-weight:500; color:var(--muted); line-height:1.45}
.consent-box a{text-decoration:underline; text-underline-offset:3px}
.tiny{font-size:.82rem}
.legal-content{max-width:980px; margin:0 auto; padding:28px !important}
.legal-content h2{margin-top:26px; margin-bottom:10px; color:var(--text)}
.legal-content p, .legal-content li{color:var(--muted)}
.legal-content ul{padding-left:22px}
.legal-alert{
  padding:14px 16px;
  border-left:5px solid var(--accent2);
  border-radius:14px;
  background:#eef7ff;
}

/* --- Kompaktowa sekcja zgód w formularzu --- */
.compact-consent{
  padding:12px 14px;
  border-radius:14px;
}
.compact-consent h3{
  font-size:1.05rem;
  margin-bottom:6px;
}
.compact-consent .consent-lead{
  margin:0 0 8px;
  line-height:1.45;
}
.compact-consent .field{
  margin:8px 0;
}
.compact-consent .checkbox label{
  font-size:.95rem;
  line-height:1.35;
  font-weight:500;
}
.optional-consents{
  margin-top:8px;
  padding-top:8px;
  border-top:1px solid rgba(0,104,177,.12);
}
.optional-consents summary{
  cursor:pointer;
  color:var(--blue);
  font-weight:700;
  font-size:.95rem;
}
.optional-consents summary:hover{
  text-decoration:underline;
  text-underline-offset:3px;
}
.optional-consents .field{
  margin:8px 0 0;
}

/* ===============================
   v51: stopka kompaktowa bez imienia i nazwiska
   =============================== */
.site-footer{
  padding: 18px 0 !important;
}
.footer-grid-v51{
  display: grid !important;
  grid-template-columns: minmax(250px, 1fr) auto minmax(220px, auto) !important;
  align-items: center !important;
  gap: 18px 28px !important;
}
.footer-grid-v51 .footer-brand strong{
  display: block !important;
  margin-bottom: 4px !important;
}
.footer-grid-v51 .footer-brand p,
.footer-grid-v51 .footer-copy p{
  margin: 0 !important;
  line-height: 1.35 !important;
}
.footer-grid-v51 .footer-links{
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 12px !important;
  flex-wrap: wrap !important;
}
.footer-grid-v51 .footer-copy{
  text-align: right !important;
}
@media (max-width: 1100px){
  .footer-grid-v51{
    grid-template-columns: 1fr !important;
    align-items: start !important;
    text-align: left !important;
  }
  .footer-grid-v51 .footer-links{
    justify-content: flex-start !important;
  }
  .footer-grid-v51 .footer-copy{
    text-align: left !important;
  }
}


/* ===============================
   v52: minimalne zgody + odstęp przy przycisku
   =============================== */
.minimal-consent{
  padding: 12px 14px !important;
  margin-top: 16px !important;
  margin-bottom: 18px !important;
}
.minimal-consent h3{
  font-size: 1.02rem !important;
  margin: 0 0 6px !important;
}
.minimal-consent .consent-lead{
  font-size: .86rem !important;
  line-height: 1.42 !important;
  margin-bottom: 8px !important;
}
.minimal-consent .field{
  margin: 7px 0 !important;
}
.minimal-consent .checkbox label{
  font-size: .94rem !important;
  line-height: 1.35 !important;
}
.submit-row{
  margin-top: 18px !important;
  clear: both !important;
}
.submit-row .button{
  display: inline-flex !important;
}

/* ===============================
   v54: formularz - jedna zgoda, bez linków w treści RODO
   =============================== */
.single-consent{
  padding: 10px 14px !important;
  margin-bottom: 22px !important;
}
.single-consent .consent-lead{
  margin-bottom: 8px !important;
}
.single-consent .field{
  margin-bottom: 0 !important;
}
.single-consent + .submit-row{
  margin-top: 22px !important;
}